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Robert Meyer is a retired Command Master Chief of the United States Navy. He served 30 years with 12 of those years overseas. Now, in the mortgage industry, Robert is honored to be able to help his fellow veterans achieve the American Dream of homeownership. He believes in building lasting relationships with his customers and can offer a true understanding of the things veterans go through. When he’s not at work, Robert enjoys spending time with his wife and three kids, golfing and sharpening his history knowledge.
Kyle is an experienced Loan Officer at Veterans United Home Loans of San Diego and believes it is his honor and privilege to serve those who have defended our country. Kyle's unprecedented work ethic, dedication to understanding his client's unique needs and ability to walk them through each step of the home buying process have built him the reputation of a go-to, trusted partner. Whether he is helping a client buy their first home or their fifteenth home, Kyle takes full responsibility for ensuring everything rungs smoothly. Kyle’s favorite part of being a VA loan officer is the ability to make the dream of home ownership a reality for his clients because "you defended it, now you own it!" Kyle enjoys traveling, golfing, surfing, beach volleyball and supporting both professional and college sports. Ask him about his favorite NFL team...hint: Go Broncos!/Go Buffs!
Mariano has been working in the mortgage industry since May 2003. After 14 years in mortgage loan processing and 5+ years leading the Veterans United San Diego Operations team, he transitioned into his current role of Loan Officer in 2017. He prides himself on his friendly demeanor, a hands-on approach to problem solving, and always taking the time to carefully explain each step in the process. His extensive background in processing allows him to anticipate any challenges and address them in advance, ensuring smooth Closings every time. When away from the office, Mariano enjoys spending time with his wife and toddler son, playing disc golf, following the San Francisco Giants, and reading about economics and politics.
Josh is originally from Kailua-Kona, Hawaii and has lived in San Diego for the past 4 years. Previously he worked in a phone sales role for over two years and has transitioned to Veterans United to help establish better relationships with the initial contact of our areas veterans. Josh is dedicated to helping veterans achieve their dream of homeownership by providing outstanding customer service and ensuring the home buying process in easy from start to finish. During his free time, he enjoys playing volleyball, basketball, going to the beach, and spending time with his friends and family. He is a passionate sports fan of the Missouri Tigers and enjoys watching football and basketball.
Jason transitioned from active duty in the United States Marine Corps to Loan Officer at Veterans United Home Loans in April 2015. He wanted to use his mortgage processing and business background to serve those that served alongside him. He enjoys educating Veterans about their benefit, and unlocking the door to home ownership. Jason has been married to his wife Madie since 2012. He enjoys running, going to the beach, watching football, and going to concerts.
Merry is a dedicated Loan Officer at Veterans United Home Loans of San Diego and a graduate of the University of California San Diego. With an extensive background in finance and nonprofit work, Merry is uniquely positioned to make sure each of her clients feel comfortable and confident during the entire homebuying process. Merry serves on the Board of Trustees at the Museum of Photographic Arts and is the Chair of the Development Committee. In her free time, she enjoys going on hikes with husband Carlos and their dog Kodiak, cooking and gardening.
Johnny Hempstead, originally from Cincinnati, Ohio, has lived in San Diego for the past five years. His work is fueled by the special opportunity to provide Veterans and service members with what they have rightfully earned. A home is one of the biggest investments one will ever make, and if he can guide them to their dream of homeownership, their fulfillment is the ultimate reward. Outside of work, Johnny spends most of his time with his wife. They both enjoy traveling, seeing live music and dining out. His experience and motivation is equipped with the proper knowledge and skills to assist borrowers throughout their homebuying journey with comfort and an ease-of-mind.
Justin Badum has lived in San Diego his entire life. What pulls him to work in mortgage is the chance to make a direct impact in someone else's. Whether it's their first or fifth home, it will always remain a big milestone. Justin is passionate about serving his clients and helping them achieve their dreams of homeownership, and is equipped with the knowledge, skills and experience to assist them throughout their home buying journey. In his spare time, he loves to be with his family and play sports with his kids. For Justin, the most important thing is to always make memories, both at his job and in his life outside of it.
Alix Clowser is an energetic and passionate loan officer and a proud military spouse to an active duty Coast Guardsmen. As a loan processor since 2015, Alix is honored to be able to help her fellow military families achieve the American Dream of homeownership. Being a military spouse has brought a significant understanding and strong sense of compassion for her clients and their families while helping them with their individual needs. She loves to teach her clients about the home buying process and explaining how they can make the VA benefit that they've worked hard for, work for them. She also loves seeing them realize their dreams of homeownership are within reach. When she’s not at work, Alix enjoys spending time with her family, including their Rough Collie puppy, Laci. She and her wife are both competitive athletes in powerlifting and bodybuilding, so their time is split between adventuring and the gym!
Mark Manos is a loan officer at Veterans United Home Loans in San Diego. Mark previously worked in sales with two Major League Baseball teams, the Arizona Diamondbacks and Oakland Athletics. In addition to having a wealth of financial knowledge, Mark was born and raised in Thousand Oaks, but has lived in the Bay Area before moving to San Diego. With his knowledge of California and the San Diego community, he’s a valuable asset in the homebuying process. He believes the personal relationship he is able to build with his clients goes beyond the home loan process. Mark enjoys spending time with family and his girlfriend, watching and playing baseball and pretty much anything outdoors from the beach to bike riding.
Melody is a San Diego native with a homegrown personality. She is the daughter of an Air Force veteran as well as a granddaughter of a decorated Army veteran. Melody has more than 20 years of experience in corporate management and customer service. She is a firm believer in making everyone around her feel like family and strives to create a relaxed setting for her clients. Melody works meticulously to ensure a smooth process from start to homeownership and beyond. Outside of work, she enjoys spending time with her two beautiful daughters, baking and relaxing at the beach.
Kristine is a Senior Transaction Coordinator with over 10 years of mortgage experience, with the last 4 years here at Veterans United San Diego. Kristine’s father, father in law and brother all have proudly served in the U.S Navy, allowing her to understand our veteran’s needs. She is honored to serve those who have served our country and their families. Outside of work, she enjoys her time with her husband and three children.
Nicole is an Account Manager at Veterans United Home Loans of San Diego. She is a Kansas native and worked at Veterans United Home Loans, in our home office, as an Account Manager and member of the Veterans United Foundation committee before joining the San Diego Branch in 2015. She is passionate about using her skills and knowledge in her role to help active members of the military community and veterans achieve home ownership. In her time away from the office, Cole enjoys spending time with her husband and kids, beach walks, or relaxing with a good book.
Mike was born and raised in mid-Missouri. He graduated from the University of Missouri in 2012 with a Bachelor’s Degree in Personal Finance. In July of 2016 he moved from Columbia Missouri to San Diego to join the VUSD Branch Team. He enjoys mountain biking, disc golf, camping and falling off of his surf board.
Lara was born and raised in San Diego. Her father served in the United States Navy for 20 years and her mother has been a nurse at the VA Hospital in La Jolla for 30 years. Lara was working as a hairstylist for nine years until an opportunity opened up at Veterans United for a Receptionist position. She has since transitioned into the role as our VUSD Office Manager. Lara believes in our mission of “enhancing lives everyday not only for her co-workers but for veterans and their families, not just in the office but in the community. Outside of work, Lara enjoys spending time with her husband, volunteering at Church, reading, and watching HGTV shows.
Director of Education
Luke Turner is a Virginia native transplanted to California by his service in the United States Marine Corps. He spent twelve years in the Marine Corps. He loves being around military members and educating them on all things that will have a positive impact on their lives. Luke is passionate about getting his fellow service members into the American Dream of homeownership. When he is not at work, Luke enjoys spending time with his wife, Abby, who he has been married to since 2012 and riding his motorcycle with fellow veterans.